How to Navigate Financial Emergencies: A Guide to Financial Resilience

How to Navigate Financial Emergencies

Financial emergencies can happen to anyone, regardless of their financial situation. Whether it’s an unexpected medical expense, a sudden job loss, or a major home repair, these unforeseen events can have a significant impact on your finances and create a sense of vulnerability. However, with careful planning and a proactive approach, you can navigate through … Read more

How to Avoid Bank Fees

How to avoid bank fees

Nowadays, many banks charge fees for having a bank account or using their services. Here are some tips and tricks on how to avoid bank fees. 1. Maintain a (slightly above) minimum balance Because banks charge fees even if you dip below the minimum balance for a day, it’s best to always have a balance … Read more

TFSA 101

TFSA 101

Today, I’d like to take this opportunity to demystify TFSA, a great savings vehicle that the government of Canada has provided to its residents since 2009. It is a vast topic, so I’d like to first focus on what this vehicle is and its benefits and common pitfalls. First thing first: What is TFSA? Nice … Read more

Why Should I Incorporate My Business?

Should I Incorporate My Business

Many people, myself included, have started side hustles to either pursue a hobby or supplement our main sources of income. As your side hustle grows, however, you may start asking yourself this question: Should I and Why should I incorporate my business? As a small business owner, what are the advantages and disadvantages of incorporation, … Read more