How to Avoid Bank Fees

How to avoid bank fees

Nowadays, many banks charge fees for having a bank account or using their services. Here are some tips and tricks on how to avoid bank fees. 1. Maintain a (slightly above) minimum balance Because banks charge fees even if you dip below the minimum balance for a day, it’s best to always have a balance … Read more

How to Raise Credit Score by 200 Points

How to Raise Your Credit Score by 200 Points

Are you looking to increase your credit score? Here are the best tips on how to raise your credit score by 200 points. Let’s begin! 1. Know what your current credit score is If you want to raise your credit score by 200 points, the first thing you should do is to get to know … Read more

I need help managing my money: 12 t...
I need help managing my money: 12 tips on how to manage your money when you’re broke

TFSA 101

TFSA 101

Today, I’d like to take this opportunity to demystify TFSA, a great savings vehicle that the government of Canada has provided to its residents since 2009. It is a vast topic, so I’d like to first focus on what this vehicle is and its benefits and common pitfalls. First thing first: What is TFSA? TFSA … Read more

Why Should I Incorporate My Business?

Should I Incorporate My Business

Many people, myself included, have started side hustles to either pursue a hobby or supplement our main sources of income. As your side hustle grows, however, you may start asking yourself this question: Should I and Why should I incorporate my business? As a small business owner, what are the advantages and disadvantages of incorporation, … Read more

Why the Pensions Knowledge Gap Matters

The millennial generation, roughly born between the ’80s and 2000s is typically the age that tends to be unwilling to engage with longer-term savings goals and instead, splashing out on “luxuries” such as entertainment subscriptions and eating out. Beyond this, 18-40-year-olds in England in particular, are amongst the most indebted people in Europe, with large … Read more