Reflection on COVID-19

reflection in glasses

Today I’d like to share with you my personal reflection on COVID-19 pandemic. I’d like to touch on how it has changed my perspective on my surroundings and my circumstances. COVID-19 is still impacting our everyday lives. It is unfortunate that COVID-19 still firmly has its clutch tightly around our waists. Stay home. Practice safe … Read more

Credit Card Annual Fee Spreadsheet

Hello my readers! Today, I’d like to share with you a simple yet effective spreadsheet for personal finance. It helps you assess whether you should pay the annual fee on a credit card or not. For starters – free is the way to go There are a myriad of credit card options available for us … Read more

Painless Everyday Savings Tips

notebook flower glasses

Would you be interested in learning some painless savings tips for everyday items? Well, this article has you covered. Why we trim There are many ways to save money. Some advocate for spending less by buying fewer lattes and avocado toasts, while others advocate for various financial diets such as a cash diet. These methods, … Read more

Millionaire Spreadsheet

Hello my dear readers! Would you like to know what it takes to be a millionaire? Well, you can now use my simple spreadsheet to find out! This spreadsheet contains two calculators: one will show you at what age you will become a millionaire, and the other will show you the annual savings needed if … Read more

Homemade Scones

homemade scones

The world is still under the tyranny of COVID-19, but that does not mean that we cannot have some fun at home. How about jumping onto the baking wagon and trying your hands on some homemade scones to brighten up your beautiful Sunday morning (or any morning, really)? The recipe below is a win-win-win for … Read more

Welcome to My Blog!

Welcome on brown envelope

Hello readers, Welcome to my blog! I have been toying with the idea of writing a blog for probably a few years already. Although I did start one around two years ago, the effort didn’t last that long. I have to admit that I only wrote three blog posts before deciding to abandon my original … Read more