Make Money, Save Money, Manage Money
Check out the blog posts here to learn the best tips and tricks to manage your money. Topics include budgeting, money management resources, ways to maintaining a healthy balance between your wants and your money goals, and more!
Paying off debt is a struggle that many of us has to go through in our lives. Whether you have credit card debt, student loans, or mortgages, we are all in this together. Below are six ways to pay off debt that actually work. They are not too difficult to implement and they can really … Read more
Over the years, businesses have devised various strategies to help with their budgeting processes. However, do you know that you can apply some of these strategies to your own personal finance as well? Today, I’d like to take you through some of these methods for your personal finance budget. See if you can try at … Read more
Hello my dear readers! Today I am providing another blog posts on Tax-Free Savings Account (TFSA). This time, I am going to focus on TFSA optimization strategies so you can pay as little tax as possible for your overall portfolio. I have talked at length about what TFSA is in TFSA 101, so if you … Read more
This is my ultimate personal finance book list. Bookmark it for easy reference! As a passionate personal finance writer and book lover, I have read many books in the genre and curated a personal finance book list. Below is a list of personal finance books that I have personally read. These books really are great … Read more
Here are 6 best money habits you can cultivate at home to help you save money and lead a frugal life. I have talked at-length about my personal reflection on the pandemic and provided some tips on how to navigate through the crisis, so no more of those this time. Today, I am going to … Read more
Here is a post on the taxation rules for various common savings vehicles. Before we delve deep into taxation rules for earnings from savings, let’s start with some basic understanding of taxation on ordinary income. As I mentioned in TFSA 101, all sources of income above the basic personal amount is taxable. The most common … Read more
If you are interested in learning about the pros and cons of using a credit card, you have come to the right place. Knowing how to use a credit card is an important step towards financial literacy. What are credit cards? Credit cards are ubiquitous nowadays. What are credit cards? Simply put, credit cards are … Read more
Here is a simple yet effective spreadsheet for personal finance. It will help you assess whether you should pay the annual fee on a credit card or not. For starters – free is the way to go There are a myriad of credit card options available for us out there. How do we find out … Read more
Here are my thoughts on consumption and savings and how to balance between the two. My initial understanding of consumerism When I was in Grade 12, my Economics teacher told us that one of our life-time goals as human beings was to become consumers. I don’t remember exactly what the context was. It might have … Read more
Would you like to know what it takes to be a millionaire? You can now use my simple spreadsheet to find out! This spreadsheet contains two calculators: one will show you at what age you will become a millionaire, and the other will show you the annual savings needed if you have a target millionaire … Read more
