Credit Card Pros and Cons

person handles credit card

If you are interested in learning about the pros and cons of using a credit card, you have come to the right place. Knowing how to use a credit card is an important step towards financial literacy. What are credit cards? Credit cards are ubiquitous nowadays. What are credit cards? Simply put, credit cards are … Read more

Credit Card Annual Fee Spreadsheet

person handles credit card

Hello my readers! Today, I’d like to share with you a simple yet effective spreadsheet for personal finance. It helps you assess whether you should pay the annual fee on a credit card or not. For starters – free is the way to go There are a myriad of credit card options available for us … Read more

Millionaire Spreadsheet

Hello my dear readers! Would you like to know what it takes to be a millionaire? Well, you can now use my simple spreadsheet to find out! This spreadsheet contains two calculators: one will show you at what age you will become a millionaire, and the other will show you the annual savings needed if … Read more