How to Avoid Bank Fees

How to avoid bank fees

Nowadays, many banks charge fees for having a bank account or using their services. Here are some tips and tricks on how to avoid bank fees. 1. Maintain a (slightly above) minimum balance Because banks charge fees even if you dip below the minimum balance for a day, it’s best to always have a balance … Read more

How to Build Wealth With a Low Income

Building wealth is almost everyone’s goal, but it might seem impossible, especially if you’re living on a low income. However, financial empowerment is within your reach with strategic planning and disciplined actions. Regardless of your paycheck’s size, there are effective ways to set yourself on a path toward prosperity. Whether looking to earn more through … Read more

How to Raise Credit Score by 200 Points

How to Raise Your Credit Score by 200 Points

Are you looking to increase your credit score? Here are the best tips on how to raise your credit score by 200 points. Let’s begin! 1. Know what your current credit score is If you want to raise your credit score by 200 points, the first thing you should do is to get to know … Read more

First National Bank Review 2023

First National Bank review

Are you looking to open a checking account? First National Bank offers 5 different types of checking accounts. I am sure one of them will meet your needs! Who is First National Bank? First National Bank (FNB for short) is the second-largest bank based in Pennsylvania by assets. It was founded in 1864 in Greenville, … Read more

7 Creative Ways to Fund Your Spontaneous Vacation

If you’re dreaming of a spontaneous vacation, but you’re worried about your finances, you can fund your adventure without breaking the bank with some creativity and determination. Whether you want to cash in your credit card travel rewards, use loyalty points, or apply for a short-term loan from sites like My Canada Payday, there are … Read more

TFSA 101

TFSA 101

Today, I’d like to take this opportunity to demystify TFSA, a great savings vehicle that the government of Canada has provided to its residents since 2009. It is a vast topic, so I’d like to first focus on what this vehicle is and its benefits and common pitfalls. First thing first: What is TFSA? Nice … Read more

Why Should I Incorporate My Business?

Should I Incorporate My Business

Many people, myself included, have started side hustles to either pursue a hobby or supplement our main sources of income. As your side hustle grows, however, you may start asking yourself this question: Should I and Why should I incorporate my business? As a small business owner, what are the advantages and disadvantages of incorporation, … Read more

7 Ways To Get Funding When a Bank Rejects Your Request

Bank loans are not always guaranteed. Out of the 37% of small businesses that apply for the loans, 80% get rejected. The process is also lengthy, demanding, and unsuitable for resolving emergencies.  7 Ways To Get Funding When a Bank Rejects Your Request (Image Credit Pexels) Banks can decline a loan request for many reasons, … Read more

Contribution vs. Growth: What You Should be Focusing On

Why you should be focussing on how much you’re contributing to your investments, as well as how much it’s growing!   As a Financial Freedom Coach and Financial Educator, a lot of my clients ask me for my juicy secrets on creating financial freedom.  Over the past 16 years, I’ve been investing in property and shares, … Read more